Financial Intermediation through SMIFP
Unlocking capital for regenerative food systems through AgroEcological Enterprises integration to Sustainability Micro-Investment Guarantee Fund Platform.
Introduction
This pillar unlocks capital for regenerative food systems by facilitating financial intermediation through the integration of AgroEcological Enterprises (AEEs) into the Sustainability Micro-Investment Guarantee Fund Platform (SMIFP). The SMIFP is a blended finance mechanism designed to de-risk investments, pool smallholder capital, and attract diverse funding sources.
The platform includes local savings, diaspora remittances, impact investors, and development partners. By guaranteeing returns through traceable production data and enterprise performance, the platform catalyzes youth-led agribusinesses, climate-smart technologies, and value chain innovation that would otherwise be excluded from formal finance systems.
Most smallholder farmers and agri-enterprises lack access to affordable and appropriate financing. Traditional financial products are misaligned with the realities of agroecological production—characterized by diverse outputs, longer return cycles, and ecological risks. SMIFP changes the game by linking finance to real-time production, traceability, and market access data.
Key Activities
Critical Data Sets
AEE profiles and business performance data
Farm-level production forecasts and traceability logs
Financial transaction histories and credit scoring models
Risk assessment data (climate, market, pest/disease)
Return-on-investment (ROI) and impact metrics (e.g., carbon savings, income gains)
Guarantee utilization and repayment rates
Investor portfolio analytics and deal flow tracking
Timeline
1-3 years for full operationalization